| insurance, major medical | Insurance providing a broad range of medical services and supplies, when prescribed by a physician, whether or not the patient is hospitalised. It frequently is an extension of a basic policy and benefits will not begin until the basic policy is exhausted. (12 Dec 1998) |
|---|---|
| insurance, medigap | A supplemental health insurance policy sold by private insurance companies and designed to pay for health care costs and services that are not paid for either by medicare alone or by a combination of medicare and existing private health insurance benefits. (12 Dec 1998) |
| insurance, nursing services | Insurance providing benefits for the costs of care provided by nurses, especially nurse practitioners and nurse clinicians. (12 Dec 1998) |
| insurance, pharmaceutical services | Insurance providing for payment of services rendered by the pharmacist. Services include the preparation and distribution of medical products. (12 Dec 1998) |
| insurance, physician services | Insurance providing benefits for the costs of care by a physician which can be comprehensive or limited to surgical expenses or for care provided only in the hospital. It is frequently called "regular medical expense" or "surgical expense". (12 Dec 1998) |
| insurance pools | An organization of insurers or reinsurers through which particular types of risk are shared or pooled. The risk of high loss by a particular insurance company is transferred to the group as a whole (the insurance pool) with premiums, losses, and expenses shared in agreed amounts. (12 Dec 1998) |
| insurance, psychiatric | Insurance providing benefits to cover part or all of the psychiatric care. (12 Dec 1998) |
| insurance selection bias | Adverse of favourable selection bias exhibited by insurers or enrollees resulting in disproportionate enrollment of certain groups of people. (12 Dec 1998) |
| insurance, surgical | A specific type of health insurance which provides surgeons' fees for specified amounts according to the type of surgery listed in the policy. (12 Dec 1998) |