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substandard deficient: falling short of some prescribed norm; "substandard housing"
Ãâó: wordnet.princeton.edu/perl/webwn
substandard A risk that cannot meet the normal requirements of a standard insurance policy. Protection is provided in consideration of a waiver, a special policy form, or a higher premium charge.
Ãâó: www.dsayles.com/termss.htm
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